Paytm First Credit Card Benefits, Features & Review

paytm first credit card

After Flipkart & Amazon launching their co-branded card, Paytm in partnership with Citibank and Visa is providing Paytm first Credit Card to its users. With the help of Paytm, Citibank is looking to increase it’s credit card penetration as Paytm is a household name and has a significant user base.

Today we’ll review Paytm first credit card, and we’ll know about every detail and rewards provided by this brand new Paytm first credit card.

paytm first credit card

Credit Card Benefits

  • Complimentary Paytm First membership for one year.  Paytm first membership is worth Rs 750 which provides a lot of benefits like- Free Zomato Gold for three months, BigBasket bbstar subscription for six months, Grofers Smart Bachat club for six months, 12 months subscription to Gaana Plus subscription and other offers from McDonald’s, burger king, Chaayos, Uber etc.
  • Buy 2, get 1 movie ticket upto rs 300 free each Friday via BookMyShow.
  • Flat Rs 1,000 cashback on spending Rs 5,000

Earning & Redeeming Reward Points

This card has a unique feature which provides unlimited 1% cashback on your spends which is credited in your card, 2 days after generation of credit card statement.

Eligibility, Fees & Charges

Citibank and Paytm has built a selection tool to identify potential users based on their digital behaviour, which can be issued this credit card. Eligible users would be shown an option in Paytm app, where they can apply for the card

Credit Card Annual Fees- Rs. 500 + GST ( The fees is waived off if you spend Rs 50,000 or more in a membership year)

Foreign markup charges- 3.5%

Apply for Paytm first Credit Card

Paytm first credit card can be applied via Paytm app. To apply in your Paytm app, just search for Paytm first card, and you would see the option to apply for it.

paytm first card application
Bottom Line

The Paytm first credit card is for those who are starting with credit cards and want simplicity. With this card you don’t have to worry about tracking and redeeming your reward points, 1% cashback would be deposited in your credit card statement automatically.

You May Also Like

About the Author: Ankur Mittal

is a founder of Card Insider. He has been using credit cards since 2008 and have redeemed more than 2 Million miles/points on his travel and shopping.

Leave a Reply

Your email address will not be published. Required fields are marked *